Give group treasury a consolidated cash view while preserving entity mandates and approval authority.
This whitepaper maps the seven stages of the daily treasury journey to Treasury Management System capabilities, operational workflows and business benefits.
From Subsidiary Cash to Group Liquidity and Financial Control.
Activity: Subsidiary receipts and cash by entity and bank.
TMS: Cash Management, Bank Connectivity.
Activity: Rolling subsidiary forecasts, dividends and capital commitments.
TMS: Cash Forecasting, Liquidity Planning.
Activity: Intercompany loans, cash pooling and surplus investments.
TMS: In-House Banking, Netting.
Activity: Group payment hub, suppliers and payroll with entity-level approvals.
TMS: Payments, Payment Factory.
Activity: Entity mandates, related-party controls and payment approvals.
TMS: Risk Analysis, Payment Screening.
Activity: Multiple ERP feeds, intercompany balance matching and bank reconciliation.
TMS: Cash Accounting, GL Reconciliation.
Activity: Group liquidity, entity exposures and board reporting.
TMS: Business Intelligence, Cash Management.
Start the day by validating bank and source feeds. Refresh the cash outlook before funding and payment decisions. Close the day by reconciling movements, reviewing exceptions and publishing agreed management measures.
A step-by-step approach to implementation.
Confirm entities, bank accounts, cash classifications and the ownership of each source feed. Validate opening balances and settlement references before publishing a daily position.
Build the rolling cash forecast around the operating drivers in this journey. Pilot approvals, bank routing and exception handling for one representative entity or payment stream.
Reconcile pilot transactions back to bank and source records. Track breaks and forecast variances, assign owners and expand to additional entities once agreed controls pass.
