Utilities Treasury Journey
⚡
INDUSTRIES

Utilities
Treasury Transformation

Plan liquidity around tariff and demand cycles while keeping energy purchases and long-term infrastructure funding visible.

This whitepaper maps the seven stages of the daily treasury journey to Treasury Management System capabilities, operational workflows and business benefits.

The Daily Treasury Journey

From Customer Collections to Group-Wide Liquidity & Financial Control.

01

Cash & Collections

Activity: Utility bills, direct debit settlements and bank balances.

TMS: Cash Management, Bank Connectivity.

02

Forecasting

Activity: Seasonal demand, tariff and billing cycles and expected cash flows.

TMS: Cash Forecasting, Liquidity Planning.

03

Funding & Investments

Activity: Grid and plant capital spending, debt drawdowns and surplus cash investment.

TMS: Debt and Investments, Liquidity Planning.

04

Payments & Banking

Activity: Energy purchases, suppliers, payroll and customer refunds.

TMS: Payments, Payment Factory.

05

Risk & Controls

Activity: Commodity, FX and rates, payment approvals and audit evidence.

TMS: Risk Analysis, Payment Screening.

06

Integration & Recon

Activity: Billing integration, bank matching and GL postings.

TMS: Cash Accounting, GL Reconciliation.

07

Management Reporting

Activity: Cash, funding, covenant and exposure dashboards.

TMS: Business Intelligence, Cash Management.

Target Operating Model

Start the day by validating bank and source feeds. Refresh the cash outlook before funding and payment decisions. Close the day by reconciling movements, reviewing exceptions and publishing agreed management measures.

Putting the Model into Practice

A step-by-step approach to implementation.

01 Establish Visibility

Confirm entities, bank accounts, cash classifications and the ownership of each source feed. Validate opening balances and settlement references before publishing a daily position.

02 Connect Planning

Build the rolling cash forecast around the operating drivers in this journey. Pilot approvals, bank routing and exception handling for one representative entity or payment stream.

03 Close the Loop

Reconcile pilot transactions back to bank and source records. Track breaks and forecast variances, assign owners and expand to additional entities once agreed controls pass.